Level 5 Financial Blog

High deductible health insurance plans

It is annual enrollment time for most employer sponsored group health insurance plans. High deductible health insurance plans (HDHP) are offered to many people and it is very common to wonder, “Is an HDHP right for me and/or my family?”

Business Uses for Life Insurance

Our most recent posting compared individual insurance policies with group Insurance policies. Businesses often purchase group policies as an employee benefit for their workers, but a business can also utilize life insurance to accomplish succession goals.

Group Life Insurance

Insurance policies are issued to individuals, but also to corporations, trusts, partnerships and other legal entities. There are some noteworthy differences between group and individual policies that may be significant to our readers. While several types of organizations could purchase a group insurance policy, we’ll restrict our discussion to employer-based group policies

Insurance policies are contracts and as such, are governed by the many elements of contract law. While this blog will certainly not prepare you for the bar exam, it hopes to provide some understanding of the legal aspects of insurance policies.

Blockchain and Digital Assets

Todd Smith, Level 5 Financial, has earned the Certificate in Blockchain and Digital Assets® from the Digital Assets Council of Financial Professionals and New York Institute of Finance. He joins an exclusive group of financial professionals with the credentials to serve investors who are curious about bitcoin, blockchain and digital assets.