Fiduciary Financial Advisors

Level 5 Financial is an independent financial planning, coaching, and investment management firm. We are not associated with a bank or brokerage firm and act as a fiduciary. As such, we put in writing that we honor our fiduciary obligations to you as our client first and foremost. We think this is important because, unfortunately, this is not consistent across the financial industry.

Fi*du*ci*ar*y – A Financial advisor held to a Fiduciary Standard of care occupies a s position of special trust and confidence working with a client. As a Fiduciary, the financial advisor is required to act with undivided loyalty to the client. This includes full disclosure of how the financial advisor is to be compensated and any corresponding conflicts of interest.

We believe advisors must receive compensation only from their clients, must disclose any conflicts of interest, and must be loyal to the best interests of their clients.

• Compensation – Fiduciary Advisors are compensated solely by their clients, and do not receive outside inducements for recommending investments or financial products. This is the true meaning of being a “Fee-Only Advisor”.
• Loyalty – An advisor who is loyal to only his or her clients will not be swayed by outside forces or inducements to recommend investments or other products with higher commissions or payouts.
• Disclosure – People must understand how an advisor is compensated and whether or not any potential conflicts may have impeded an advisor’s ability to provide truly independent advice. Disclosure must be made before a client works with an advisor or implements any of his or her advice.